In Dire Need of a Travel Medical Insurance

My best friend and I have this pact since we were 8 that we will go backpacking in Europe before we reach the age of 21. We planned on visiting various places like London, Italy, France, Vienna, and of course Paris. We bought this map of Europe and everyday after school it had been a tradition for us to look at it and plan the route we’ll take once we get there. We also tried learning interesting facts about the places we planned to visit. And more importantly we have been saving babysitting and car washing money just so we will have the money to attain our dream travel adventure.

We are now 16 years old and we almost have the money for plane fare saved up. But then it is still a long way to go, we still need money for accommodations and lately we are thinking about saving up for travel medical insurance as well. I know you would think that we could do without the insurance but if you have met my best friend you would know why it is necessary. For one, I have never met anyone as clumsy and as accident-prone as my best friend. She does not look for trouble, but disaster has a way of finding her. Come to think of it, why are we still thinking of getting it? Given my friend’s history I believe getting insurance is not an option, it is a requirement.